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I made a payment to a dealer for someone using my card credit card. Now, my card was charge as a "cash advance" for that transaction. I would like to know how my card be charge as cash advance when I didn’t enter no pin number. I had to pay cash advance fee to my bank for this.Why? I call my bank they said some merchant machine charge as cash advance but I am don’t understand that. Can someone break it down to me. I have never did a cash advance on any credit card. I’ll never will. My understanding is I told the dealer "credit". I didn’t say debit. If I did say, debit wouldn’t I have to enter in my pin#? Do you think anyone think I should dispute this charge? The cash advance fee is hard to come by for me. Plus, it wasn’t my payment; I was making a payment for someone else. I thought my card be charge as purchase. I have paid several dealers, local loan company and was never charge a cash advance fee. Can anyone explain?
Yeah, it used dealer ship. They haven’t been in business but a year or so.
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